Disability Benefits Social Security Administration

Practical Guide To Social Security Disability

A Practical Guide to Social Security Disability Benefits, written by a Michelle Toole who went through the entire process herself when she became seriously ill and had to apply for Social Security Disability Benefits, clearly outlines all the pitfalls of the application process. This is her first book and she has written it from her home since she has not totally recovered from her condition. She wrote it because she knew the frustrations and time-consuming reams of paperwork that a disabled person must go through in order to gain disability benefits. A Practical Guide to Social Security Disability Benefits walks you through the entire process so you know what to expect and what to do to get your disability benefits in as short a time as possible. You'll learn about what case workers look for, what questions they ask, how to fill out applications, what forms you need and much more. Millions of others spend months and even years trying to get benefits, so Toole's accomplishment is impressive! If you're trying to get benefits but have been denied, A Practical Guide to Social Security Disability Benefits is just the guide you need.

Practical Guide To Social Security Disability Summary


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Contents: Ebook
Author: Michelle Toole
Price: $29.95

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Global Statistics And Economic Results

Since the 1990 College of Rheumatology classification criteria for FM was established, epidemiological studies estimate that the disorder occurs from 1.3 percent to 7.3 percent in the population worldwide. At least fifteen different countries have recorded criteria-based cases of FM, indicating that it is not limited to industrialized countries, and further, affects people of all ages, races, and ethnicities. Despite the outward appearance of normality, persons with this disorder often have difficulty staying in the workforce, and a downward spiral toward work disability is not uncommon. This is especially the case for medically undertreated persons and those who experience many of the overlapping co-morbidities of FM. Approximately 16 percent of FM-diagnosed U.S. citizens receive Social Security benefits, compared to 2.2 percent of the general U.S. population. FM also represents a liability to medical systems in the United States and worldwide. The direct cost of FM medical care in...

Working with fibromyalgia at work

Many people worry about whether they should tell others at work about their FMS, whom they should tell, what they should say, and so much more. In Chapter 17, I provide a thorough overview of these issues and how they've affected real people. I also include advice from an attorney expert in getting people with FMS approved for Social Security disability.

Eighteenth Amendment

ELIMINATION OF THE DRUG ADDICTION AND ALCOHOLISM CATEGORY IN SOCIAL SECURITY DISABILITY PROGRAMS Since 1950, the federal government of the United States has provided income support by welfare or social insurance mechanisms to individuals with work disabilities unrelated to military service. Currently, the Social Security Administration operates two programs for the disabled Social Security Disability Insurance (DI) and Supplemental Security Income (SSI). The differences between them reflect a fundamental schism in the American welfare state, which is divided into ''tracks'' along the line of labor force attachment. As it name implies, DI is an ''insurance-like ' program Workers make payroll deductions that over time qualify them for benefits based on average lifetime earnings should they ever become disabled. SSI, on the other hand, is a ''welfare'' program designed for individuals with little history of employment and few resources. Whereas income and wealth are no bar to the receipt...

Controversy And Demise

Throughout the history of the DA&A program, the Social Security Administration relegated it to the Agency's backwaters. With no specific appropriations from Congress to ensure that DA&As received treatment or were separated from the rolls for failing to participate, and with no resources to thoroughly investigate the relationship of representative payees to beneficiaries, the Agency allowed the program to drift. However, it attracted a great deal of critical and unwanted attention as it began to grow rapidly. Beginning in 1991, the program was the subject of unflattering reports from federal watchdog agencies and a mounting number of highly publicized incidents involving DA&As using benefits to purchase drugs and signing up representative payees (like bartenders) with little fiduciary interest in them. The more scandalous claims about the program were largely unfounded, but the DA&A program was repugnant to many legislators and representatives of the alcohol and drug treatment...

Maintaining Health Insurance

If a person purchases COBRA coverage and it is determined that he she has a disability according to the Social Security Administration, the length of time for continuation of coverage can be extended to 29 months. COBRA also requires employers to offer continuation coverage, up to 36 months, in the event of divorce, separation, a child leaving dependent status, or the death of an employee.

Going on Social Security

The Social Security disability program is a lifelong disability program for those who can no longer work at all, and for whom the possibility of ever returning to work is very slender. This federal program provides a monthly payment, as well as Medicare, for those approved. You may qualify for a Social Security disability if you've worked enough in the past and have also paid into Social Security. In addition, other family members may also be eligible for benefits, such as your children under age 18 or your spouse who's caring for your child under age 16. Whether Social Security disability income is taxable depends on many different factors. Contact the IRS (phone 800-829-1040 Web www.irs.gov) for further information. You will need to document your disability. You know that you're really sick, and you're not trying to rip off your employer. But some people are fakers, and for this reason, proof of disability is required. You can't prove it on your own instead, you need your doctors to...

Finding an Attorney to Help

Navigating the sometimes tortuous path of applying for a disability from the Social Security Administration is generally not for the inexperienced or fainthearted. Many people tell me that they needed the services of an experienced lawyer to guide them through the numerous dangers and pitfalls on the rocky way to approval of their disability claim. Keep in mind that the attorney should be willing to work on contingency, meaning that she'll receive a percentage of the lump sum you'll receive if you're approved (backdated to an earlier date, to be determined by the Social Security Administration). This means that, if you're approved, you'll receive a lump sum payment dated back to approximately when you first applied. Of course, your attorney, if you've hired one, will receive a chunk of that change. If you decide to seek an attorney to help with your Social Security disability claim, make sure that the lawyer is a member of the National Organization of Social Security Claimants...

Financing Personal Assistance

Pay according to their ability to do so. Generally, the cost of hiring a helper privately will come out of your own pocket. You are well advised to comply with Social Security regulations in hiring household help. The Social Security Administration can explain your responsibilities when paying assistants in your home.

How do I apply for disability

Many employers offer varying types of disability insurance as part of their benefits package to employees. If you are fortunate enough to be covered by such a policy, the human resources department of your employer will be able to guide you. There are also numerous other insurance policies for long-term disability, and if you have one, the insurance company should direct you as to how to apply. The one benefit that all Americans have paid into is Social Security, which, in addition to retirement assistance, also offers disability benefits. However, the government's definition of disability is very strict the disability must last longer than 12 months, it must be medically determined, and must prevent the person from doing any class of work, not just the type of work they were doing before the disability. There are two types of assistance available Supplemental Security Income and Social Security Disability Insurance. The first, Supplemental Security Income (SSI), assists anyone with...

Authors Acknowledgments

We would like to acknowledge the assistance of the following individuals Jeff Hargrove, PhD, an associate professor of engineering at Kettering University in Flint, Michigan, and adjunct assistant professor of medicine at Michigan State University Joseph Kandel, MD, an author, a neurologist, the medical director of Neuroscience and Spine Associates in Naples, Florida, and associate clinical professor at Wright State University School of Medicine in Dayton, Ohio and Alec Sohmer, Esq., an attorney from Brockton, Massachusetts, who assists people who have fibromyalgia and other medical problems with Social Security disability claims.

Psychosocial Influences On Painrelated Limitations In Cancer Survivors

Of pain-related disability in cancer survivors might be comparable to that observed in other pain conditions.97 102 In the study by Bishop and Warr,50 only one third of breast cancer survivors were employed outside the home 20 were receiving disability benefits. Little is currently known about the degree to which pain accounts for reduced occupational involvement of cancer survivors. Changes in life priorities, or other symptoms such as fatigue might also contribute to reduced occupational involvement.

SSI Supplemental Security Income

SSI is a federal (US) program administered by the Social Security Administration, and is an entitlement based on family income. Recipients must be blind or disabled and have a low family income and few assets. Children with cancer qualify as disabled for this program, making some of them eligible for monthly aid if the family income and assets are low enough. To find out if your child qualifies, look in the phone book under United States Government for Social Security Administration. Call the nearest field office to determine if your child is eligible for SSI.

Growing Up Is Hard To Do

Some children with debilitating disease are forced to remain dependent on their parents even when they are clearly no longer children. This is always a difficult situation. Some continue to rely on their parents for all types of support, while others recognize that they qualify for appropriate aid for the disabled (such as Social Security disability) and assume responsibility for their own care. If the individual physician is uncomfortable providing the appropriate resources to deal with these issues, it may be best for the patient to be helped through the process by a multidisciplinary team in a transition clinic. Ask your doctor and local organizations what resources are available to you and pick the course that best meets the needs of your family. Do not be afraid to ask whether they have social workers available who can help you deal with the system. These people are there to help you.

Growth Of The Drug Addiction And Alcoholism Impairment Category

Because there were no practical consequences of DA&A classification for DI recipients, the Social Security Administration had no accurate count of them until 1995. In the SSI program there were fewer than 10,000 DA&As as late as the end of 1986. By mid-1996, however, there were almost 166,000 SSI DA&As (including concurrent beneficiaries) and almost 43,000 DA&As on DI a total of about 209,000. Overall, the two disability pro Most of the growth in the DA&A category occurred after 1989. Some of it was artifactual, stemming from the Social Security Administration's more accurate identification of DA&A cases after 1991. However, most of the growth was real and seems to have resulted from four additional factors, the precise contributions of which cannot be specified. First, federal circuit court decisions during the mid-1980s removed substantial technical obstacles to claimants seeking benefits on the grounds of addiction. Second, in the wake of these decisions many state and county...

Welfare Policy And Substance Abuse In The United States

Generally speaking, the American income maintenance system is divided into two ''tracks'' based on the relationship of beneficiaries to the labor force. For the so-called ''insurance-like'' programs, notably Old Age and Survivors Insurance (what Americans refer to colloquially as ''Social Security''), Social Security Disability Insurance, and Unemployment Compensation, eligibility is linked to an applicant's history of payroll deductions contributions from wages to the public fund that supports the program. The so-called ''welfare'' programs, on the other hand, are ''means-tested.'' That is, eligibility hinges on meeting strict limits on As well, the American income maintenance system is ''categorical.'' For the most part, eligibility is based on membership in a particular category defined by administrative rules Old age benefits are for those who meet the administrative definition of aged status disability benefits are for those who meet the medical and vocational standards defining...

Public Benefit Programs

It is strongly recommended that you use professional help when applying for any public benefits. The U.S. Social Security Administration has benefit counselors and may provide you with a list of agencies and or others who are certified to assist you in the application process. For VA benefits one should contact a veterans service organization such as PVA, Veterans of Foreign Wars, Disabled American Veterans, or Vietnam Veterans of America to request assistance from a service officer. Each of these programs realizes the complex web of information required for application of benefits. Such information includes medical, employment, and financial records. In the case of VA, proof of honorable discharge from military service is required also. These programs have very detailed applications and appeals processes, and developing a competent record of information often is key. Professional help will be essential to securing appropriate benefits.

Relationship to HHS Common Rule and US Food and Drug Administration Human Subjects Regulations

Specifically, HHS's Common Rule is intended to safeguard the rights and welfare of human subjects taking part in federally funded research by requiring an Institutional Review Board (IRB) to ensure that (a) risks to research subjects are minimized, (b) risks to research subjects are reasonable (in relation to anticipated benefits), (c) there is an equitable selection of subjects, (d) informed consent has been obtained from each subject and has been appropriately documented, (e) the research plan has adequate provisions for monitoring data, and (f) there are adequate provisions to protect the privacy of subjects and maintain the confidentiality of data.77 These regulations apply to 16 federal agencies, including HHS, FDA, the Department of Agriculture, the Social Security Administration, the Department of Energy, and the Environmental Protection Agency (hence, the term Common Rule).

Funding Resources

The Social Security Administration (SSA) has programs available for individuals enrolled within the Supplemental Security Income Program, such as a Plan for Achieving Self-Sufficiency (PASS), that assist in purchasing equipment that will help you achieve a vocational objective.

Sources Of Insurance

Another group of individuals eligible for Medicare, other than those over 65, are those who are determined by the Social Security Administration to have a disability and are receiving Social Security Disability income. At present, there is a 2-year waiting period to receive Medicare once one starts receiving the disability income. This delay can present a hardship for people with disabilities, and advocacy efforts are addressing this issue.

The burden of proof

Giving your doctors a heads-up is a good idea. Contact them by phone or by letters to let them know ahead of time that you're applying for Social Security disability, so they won't be completely surprised when they're contacted by Social Security Administration officials asking for information about your medical status. According to Alec G. Sohmer, an attorney who assists individuals nationwide who have fibromyalgia and other medical conditions with obtaining disability benefits, the disability standard for adults is an inability to engage in any substantial gainful activity because of a medically determinable physical and or mental impairment expected to last at least 12 months.