A general term to describe the arrangements in many jurisdictions that are designed to ensure that employees who are injured or disabled on the job receive appropriate medical care and monetary awards. It is common for schedules to be used which list the compensation available for both economic and non-economic losses on a no-fault basis, thus eliminating the need for litigation. Provision is also often made for dependants of those workers who are killed in work-related accidents or illnesses. In Australia, Canada and the USA, these are state/provincial programmes. In Italy and New Zealand, the system is national. Other jurisdictions, such as the UK, employ mixed systems via national regulation and social security coupled with compulsory private employer liability insurance. In Germany, the public insurance agencies are organized by industry.
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